Hourly Car Insurance

What is 1 to 12-hour car insurance?

For all those quick journeys home, round-the-corner trips, and emergencies, you can get hourly car insurance that gives you the cover you need without having to pay for anything more.

The journeys may be short, but you still need to ensure you’re properly insured to use a vehicle you’re not already covered on. Whether it’s borrowing a friend’s car or driving a new motor off the forecourt, there are many scenarios where car insurance by the hour is the safe and sensible option.

Quick, easy, and affordable hourly car insurance can let you use another car legally right away, avoiding any possible penalties for being caught without cover. It also gives you and the vehicle owner complete peace of mind that you’re covered if there’s an incident.

How does hourly car insurance work?

1-hour insurance is designed to save you money by offering cover for the duration you actually need.

And you won’t just save money with 1-hour car insurance, you’ll also save time. Getting a quote online takes under 2 minutes. There are no difficult or intrusive questions; you just need to provide some basic information about yourself (or whoever you want the named driver on the policy to be) and the car you want to insure.

Once you’ve entered your information, we’ll search a range of quotes from the insurers we work with and show you the cheapest price. You’ll find options ranging from 1 to 12-hours plus optional extras you can add to your policy.

We do the comparison work for you to ensure you get the best deal for your circumstances. Once you buy, your certificate of insurance is emailed to you instantly upon payment, so you can get on the road the minute your policy begins.

What does hourly car insurance cover?

Getting comprehensive car insurance by the hour covers you for damage to yourself, your car, and any third parties affected by an accident.

Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is covered in your policy.

Need more information on how you can get the short-term car insurance to suit your circumstances? Simply get in touch with the team. Alternatively, get a quote in just 2 minutes.

Am I eligible for an hourly car insurance policy?

Like all temporary policies from Tempcover, 1-hour car insurance is available to a wide range of drivers. Having sold millions of temporary car insurance policies, we’re confident that most drivers can get cover with us.

Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.

Other restrictions may apply at the insurance provider’s discretion. Hourly insurance is only currently available on our standard temporary car and van insurance, but you can get cover for longer periods with some of our other policies including motorbike and learner driver insurance.

The cover you need for the duration you want

Why get hourly car insurance from Tempcover?

Whether you’re looking for car insurance to cover you for one hour, two hours or half a day, we can give you the peace of mind that comes with having comprehensive cover precisely when you need it. Here’s why we’re a great choice:

• Tempcover is a leading provider of hourly insurance for drivers in the UK, with over 15 years of experience in the industry. We’ve helped millions of car owners get flexible insurance at affordable prices.
• We work with a panel of insurers to make it easier to get the policy you need with a range of options and durations.
• Our hourly car insurance policies are ideal if you just need to quickly borrow someone’s vehicle or let them borrow yours.
• Getting a quote from us and setting up your cover is unbelievably quick and simple.
• Our highly skilled team is always working hard to make it easy for you to access a flexible, hourly policy.
• We’ve been praised by customers and recognised by other businesses and insurance bodies for our customer-centric approach to a field that can sometimes appear complex.
• We have an ‘Excellent’ rating overall on Trustpilot.