One-Day Van Insurance

At Tempcover, we offer cost-effective short-term car and van insurance that ranges from one day to 28 days. Whether you need cover for 24 hours, two days or more, you’ll find a temporary van insurance solution that fits your needs. You can find out more about the levels of temporary van insurance cover available at Tempcover that are suitable for all manner of situations.

We provide quick and affordable short-term van insurance with policies starting from just one hour! Our hourly temporary insurance is designed to provide drivers with maximum flexibility and between 1-12 hours of cover.

Whatever the situation on your hands, you can have the peace of mind that our policies allow you to use your van legally straight away and keep you covered in the case of an incident.

Yes, you can have one-day van cover at the same time as your annual insurance policy. If you need to make a claim, you won’t be able to claim on both policies as this is considered fraud. Also, in the event of a claim on your 24-hours van insurance, your NDC will not be affected.

You can only drive someone else’s van and still be covered if your insurance policy has a ‘driving other vehicles’ clause in its terms and conditions. The DOV clause is most often included on a fully comprehensive insurance policy and provides you with temporary cover on a vehicle that is not yours.

If you plan on driving somebody else’s van, then you should consider getting a temporary one-day van insurance policy which ensures that you’re covered. To be eligible for DOV cover, you must meet certain requirements. These can include:

• The vehicle doesn’t belong to the driver and has not been hired to them
• The driver has the permission of the owner
• The driver is aged 25 or over
• The driver’s personal policy includes the driving other vehicles extension
• The vehicle is insured

Driving another person’s van without the appropriate cover can result in a conviction for driving without motor insurance so it’s important to check this with your insurer.

The cost of one-day van insurance will depend on the policyholder’s details. Drivers with specific details that insurers have historically and statistically seen as high risk will probably pay more to cover their increased chance of making a claim.

You’ll usually find that the price of your annual van insurance is reflected in what you pay for short-term van insurance. If you are used to paying higher-than-average prices for your regular insurance, you will probably pay more for your 24-hour van cover – this is because the premiums are calculated using the same details.

For example, if you are a new driver, you can expect to pay more for your van insurance as you’re likely to have much less experience on the road, so are considered more likely to be involved in an incident.

This is not because you as an individual are expected to have an accident more than others; it’s because, statistically, people with the same or similar details have been more likely to claim in the past. Unfortunately, you are charged more to cover your increased chance of claiming.

Likewise, if you have been driving for 30 years and want to insure a cheaper van in a quiet village location, your policy will cost far less.

The factors that determine the price of your policy include:

• Your age, location, driving history, occupation and vehicle
• Your vehicle’s value
• For what you use the vehicle.